Over the past decade, insurance companies have made the reimbursement process increasingly difficult for both mental health patients and providers. Many therapists and psychiatrists have moved to this model due to low reimbursement rates and inadequate authorization for the number of sessions needed. Additionally, information gathered by insurance companies, including actual session notes in some cases, can become part of your permanent medical record.
You may be eligible for reimbursement if you have health insurance coverage. As an out-of-network provider, I recommend asking your insurance company these important questions: Do I have mental health/substance abuse benefits? What is my deductible and has it been met? How many sessions per calendar year does my plan cover? How much does my plan cover for an out-of-network provider? What is the coverage amount per therapy session? Is approval required from my primary care physician?
I hold a Master's degree in Clinical Social Work from an accredited university and am a Certified Addictions Professional as recognized by Florida Certification Board, which is the highest credential for substance abuse providers in the state of Florida.